When I speak to insurance professionals, many think that a client needs to be seriously ill, or well into their 80’s or 90’s for a life settlement transaction to take place. As one recent broker said, “Lisa, buyers are only looking for clients ... Read more

Aging Life Care professionals are called upon to assist clients with resources to handle their particular situations, including evaluating the financial resources necessary to help clients ensure quality care and an optimal life.  Did you know that ... Read more

Did you know your life insurance policy is an asset you own? It is — just like your car or house. The Insurance Studies Institute estimates that 500,000 seniors a year will lapse their life insurance policies, walking away with little or nothing and le... Read more

By now you probably know that a client’s life insurance policy can be sold for cash, and that investor groups buy these policies for their portfolio return and diversification.  And, you may know, that all different types of policies can be sold, ... Read more

Here’s a look about what happens when two common financial arrangements intersect. I received a call from a fiduciary the other day inquiring about selling a life insurance policy in an irrevocable life insurance trust (ILIT). This question come... Read more