Financial Blog Posts

Cost is just one of a number of factors to consider when evaluating your Medicare options. To determine your total costs when selecting a plan, it’s important to include your Medicare premiums, supplemental premiums, copays, deductible, coinsurance and... Read more

Medicare typically does not pay the cost of non-emergency medical transportation (NEMT) unless it occurs under specific circumstances. Those circumstances involve a doctor declaring in writing in that the trip is medically necessary and a healthcare comp... Read more

Did you know your life insurance policy is an asset you own? It is — just like your car or house. The Insurance Studies Institute estimates that 500,000 seniors a year will lapse their life insurance policies, walking away with little or nothing and le... Read more

One of life’s most desirable milestones is reaching retirement. Along with this incredible event is enrollment into Medicare. Most individuals enroll in Medicare when they first turn 65, while others may work longer and delay Medicare enrollment&n... Read more

Long term care Medicaid is the largest payer of long term care.  It is used as a payment source for long term care in a facility or at home.  Long term care costs are increasing from year to year and an average stay at a skilled nursing facilit... Read more